Privacy Policy

Last updated: March 2026  ·  SwissPillars.ch

1. Who we are

SwissPillars.ch is a free, anonymous financial planning calculator for Swiss residents and expats. The website is operated as an independent educational tool. For questions about this policy, contact us at: hello@swisspillars.ch

2. Data we do NOT collect

SwissPillars is built with privacy first. We want to be explicit about what we do not do:

• We do not store any financial figures you enter into the calculator
• We do not require registration or sign-in
• We do not sell your data to any third party
• We do not use cookies for tracking across other websites
• All calculator inputs exist only in your browser's memory and are lost when you close or refresh the page

3. Analytics (Google Analytics 4)

We use Google Analytics 4 (GA4) to understand how visitors use the site — for example, how many people visit, which pages are popular, and which countries visitors come from. This helps us improve the tool.

GA4 collects anonymised data including:

• Pages visited and time spent
• General geographic location (country/city level)
• Device type and browser
• How you arrived at the site (e.g. from Google, direct link)

Your IP address is anonymised before storage. We do not enable Google Signals or cross-device tracking. You can opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on.

4. Advertising (Google AdSense)

SwissPillars may display advertisements served by Google AdSense. Google uses cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalised advertising by visiting Google's Ad Settings.

5. Cookies

We use the following types of cookies:

• Analytics cookies (Google Analytics) — to measure site usage. These are set only after you accept the cookie notice.
• Advertising cookies (Google AdSense) — to deliver relevant ads, if ads are shown.

You can manage or delete cookies at any time through your browser settings. Refusing cookies will not affect your ability to use the calculator.

6. Your rights (GDPR / nDSG)

If you are located in Switzerland or the EU, you have the right to:

• Access any personal data we hold about you
• Request deletion of your data
• Object to processing of your data
• Lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC)

Since we do not collect identifiable personal data, there is typically nothing to access or delete. Contact us at hello@swisspillars.ch for any data requests.

7. Third-party links

Articles on this site may link to external websites such as ahv-iv.ch or bsv.admin.ch. We are not responsible for the privacy practices of those sites.

8. Changes to this policy

We may update this policy from time to time. The date at the top of this page indicates when it was last revised. Continued use of the site after changes constitutes acceptance of the updated policy.